Keep Your Business & Automotive Investments Safe

with Our Business & Commercial Truck Insurance

Don't let your finances take a hit in the event of an accident or liability suit. Get covered with business and commercial truck insurance policies from MAS Auto Insurance in Basking Ridge, New Jersey. Our commercial truck plans cover a wide range of commercial vehicles, such as vans, buses, delivery vehicles, small and specialty trucks, and lunch trucks, as well as dump trucks, tow trucks, and flat bed or dump body trailers. Contact us today to learn about multi-policy discounts on your business and commercial truck insurance.

Our Business Coverage Includes:

   • Fire
   • Cargo Insurance
   • Trailer Interchange
   • Builders Risk Policies
   • Commercial Property
   • Commercial Umbrella
   • Contractor's General Liability
   • Kidnap & Ransom

   • Employment Practices
     Liability (EPLI)
   • General Liability
   • Hotel / Motel
     Hospitality Insurance
   • Liquor Liability
   • Medical Malpractice
   • Product Liability

   • Professional Liability
     (Errors & Omissions)
   • Property Liability
   • Restaurant
   • Surety Bonds
   • Technology Insurance
   • Workers' Compensation

Call us toll free at (888) 806-0225 in Basking Ridge,
New Jersey, for dump truck insurance quotes.

Protect Your Fleet
A commercial truck insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire, and gross vehicle weight of the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific circumstances.

Commercial automobile insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance.

BOP (Business Owners Package)
A BOP policy contains many of the insurance coverages needed by most small businesses. While there is great variation from insurance company to insurance company, there are certain common elements. The basic BOP offers business property and liability insurance protection for the operation of your business. This liability protection generally includes both the operation of your business at its established location and liability from your products or completed operations.

Some, but not all of the policies, also offer business income and extra expense protection after an insured loss. BOP policies do not contain all of the coverages needed by a small business. Notably, they do not cover any workers' compensation, professional liability, or commercial truck insurance.

Battle Business Interruption
If your business suffers a property loss, it could cause your company to slow or close down while repairs are made. This may mean a complete or partial revenue loss, depending on the time frame and the damage. From the time the loss occurs until your business is running again, insurance can replace your lost profits and provide a source of money to pay your necessary continuing expenses, like rent, payroll, and taxes.

Making Sure You Have the Commercial Insurance Coverage
Determining the appropriate type and amount of insurance coverage for your business is a delicate balancing act. A commercial truck insurance agent with the right knowledge and experience in your industry can help you identify risk exposure and suggest strategies to mitigate your risk, whether it is through insurance, loss control techniques, or other risk management alternatives.